In today’s world the demands of people are altering and increasing with each passing day. As a result they are expending extravagantly on buying costly electronic devices, purchasing expensive gifts and going to exotic holiday spots. In order to meet their daily demands and requirements they need to earn accordingly. In such circumstances there are many of us who do not have the desired amount of money
Therefore keeping this situation in mind the only source to rely on are the banks. Credit cards are one service that the banks provide to its customers. Moreover in the contemporary times people have hugely taken to shopping. This trend is growing rapidly due to which a large number of people are flooding to gain access of credit card which is an ideal option for cash and is processed through a transaction.
Credit cards are accepted in all kinds of sectors in India like shopping malls and hotels. Generally banks give the card holder an account number or a card which can be used with different payees in order to make payments and also to borrow money from the bank. Banks, such as ICICI, HDFC, CITIBANK, HSBC, and AMERICAN EXPRESS are providing credit cards at attractive interest rate on the expense amount by the card holder through which they make revenues. However if the credit card holder is not willing to pay then the banks have to bear the losses. Credit cards hold the interest rates that are calculated on the basis of the details, which the bank has about the card holder’s credit risk, will be the source to the card issuer’s profitability.
According to a statistical report, there are about 22 million people who are availing credit cards in India which has shot up in the last few years. The main cause lying in the huge popularity of credit cards is because of the benefits provided by the banks and interest rates which are reasonable. Due to the stiff competition in this sector, almost all providers of credit cards are reducing the interest rates and over head charges. These days banks give credit cards to different kinds of people like students, business owners etc. Credit cards can be accessed at very low costs. Moreover, the market is governed by the consumer and credit card companies hope to see the business flourishing in the near future.
These days, by performing deep market research, the people can get best credit cards in India. Moreover, the banking facilities in India are not only about giving funds and dealing with cash transactions. Indian banks have expanded in the foreign realm as well. Basically, this is done by keeping the growth areas in view that whether the growth is in foreign areas or domestic economy. Such points are also been considered in the time of providing loans or the credit cards.
These days, with the credit cards the credit card holders are also getting blessed with the best credit cards offers in India provided by the credit card companies. Moreover, it is not much of a hassle to avail credit card facility in a country like India. The interested person does not even have to fill up a form or go through any lengthy procedure because it can be easily done online. As compared to normal procedures applying online is much easier. Moreover, credit cards on good interest rates make this facility much more attractive and customer-friendly. Moreover, a tremendous change will be observed in the credit card market. Indian banks are known to provide great services in terms of credit cards and will aim to sustain it further.
Addi
http://www.articlesbase.com/credit-articles/the-credit-cards-are-the-mens-best-friend-529017.html
March 18th, 2010 at 4:46 pm
Will you read this begining of a story? Tell me your opinion and you will get 10 easy points!?
The day almost waned and twilight was about to overcome my world… well, the world… A cafe vitrine was shining warmly and betraying the cosy atmosphere inside. We decided to enter. And we weren’t the only ones – obviously – as almost all the tables were already occupied. Except from a small one near the bar. “It’s a vip place”- giggled my friend Andrew as we sat down. When a waitress came they mumbled some names of cocktails and Andrew suddenly adressed me: “Hey, Alex, I bet it’s gonna be your usual order – an Alexander?”
“No, man… I’ll have a Margarita this time.”
“Ok, dude, you gotta try different things, right?”
“Andrew,” said John with a kind of curiosity, “ you promised to tell us about that chick, how did you meet her”
“Oh, guys… what a woman… she’s in tennis, blonde as can be… and her body rocked…and it still rocks, i guess…I’m just head over heels…”
“Wow…sounds magnificent. What’s her name?” – asked Johny.
“Shit! I don’t know! I’m gonna call her just Sexy until we meet again!”
I felt I had to break into the conversation: “But didn’t you call that black-haired godess the same before learning her name?”
“You are right Alex! Then I’ll name this one Blondie, it’s fair because she is blonde.”
When I said ‘my world,’ that’s what I thought.. Because that was my world, actually. Dull and pointless talks with my always-in-love friends. I have never been in the cenre of attention in these chats, because I have never really been in love. But what would it be if I were the one to constantly babble about girls? Let’s try… I have nothing to lose:
“Boys, that sweetheart behind the bar looks amazing. What do you think?”
“The bartender?,” Andrew exclaimed in surprise.
I answered immediately “Yes, she looks hot.”
“Dude, your dad has got an empire! His son is not supposed to fall for a clumsy bartender! She’s got a look, you’re right, but take a sober view !” – John was trying to persuade me.
“Yes, Alex! You are a rich man. And masters do not mingle with servants!”
“She is a bartender, not a servent! You could call a servent the maid at home.” – was my attempt for defence.
Andrew went on: “It’s practically the same! The personnel are servents for the clients!”
John didn’t seem to think so conservatively: “Ok, Andrew, Alex might be looking for an one-night romance. So, Al, show your credit card and you will have her!”
Andrew grinned: “Oh, that girls are so easy… theirs salaries are not high, you must know, Alex. She is kind of…”
“Kind of p o o r. “ – continued John.
“Ok, guys, thank you for all the advice. I’ll see tomorrow, now I’m tired. Andrew, Johny, lets go!”
And I did go home. On foot. My town was quite a small one so I usually didn’t need to take me car. Neither did I wear massive e man’s jewellery nor designer labels in casual situations. I looked more like the bay next door than Frederick Johnson’s heir. If only my financial position were more evident, then probably a lot of girls would find their perfect excuse to go out with me. But I didn’t dream of that. My wish was to be loved for what I was, not for money, not for connections… On my way I felt sort of guilty because I used that sweet bartending girl just to direct my friends’ attention to myself. But she really was lovely. As I made clear, I was an ordinary boy at the age of 20, who actually looked a bit childish at times. A boy with timid and experienced heart who strangely enough, decided to do his best to impress that girl when everything else except personal qualities was out of the game!
So I started to look for a chance to see her again! And this was the opening of a whole chain of uncontrollable feelings.
The first love always makes you contrive a number of unimaginative descriptive definitions of the beloved one, conceiving that your life turns into a blockbuster’s romantic movie hit or a best-selling love novel.
Soon Andrew and John accompanied me at the cafe. At first they laughed at my intention to start a serious courtship with the bartender. But seeing my uncompromising attitude towards this decision they agreed to help me. She wasn’t at work that day. But when a waitress came to take our order Andrew asked as politely as possible if a brown-haired and shiny brown-eyed female bartender was employed there, what her name was and when her shifts were.
“Yes, you are talking about Margarita! She will be here on Saturday”. – was the answer to his question. And on Saturday was my birthday! It was already clear where I was going to celebrate it.
Who’s that girl, tell me what’s her name
Who’s that girl, does she feel the same
Who’s that girl, huh, this is no ordinary crush
If I have to I’ll go halfway round the world…
March 18th, 2010 at 9:48 pm
Some suggestions. Try combining some of the shorter sentences. Don’t start sentences with "And". Don’t use "…..". You are using too many exclamation points. Good luck with it
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March 18th, 2010 at 9:50 pm
no it’s to boring
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March 18th, 2010 at 9:52 pm
That’s Brill!, I love how its so casual and the guys are always focusing on the girl, I think your a very good writer as well.
It’s a typical story and i really love the originally keep writing!
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March 18th, 2010 at 9:54 pm
This is a really great start. I’m a little bit confused. I’m not sure where the whole girl with no name comes into it, but it’s good so far.
Def finitely keep writing.
Hope I helped =]
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March 18th, 2010 at 9:56 pm
not bad.. keep editing to fine tune, limit dialogue a little,
good luck
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writer
March 18th, 2010 at 9:58 pm
Well, that was intersting. This my first time reading something from a males persective, and there are some grammar mistakes, I’d make the details less lentghy, and put then in though the main chacters feelings, but it was good.
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March 18th, 2010 at 10:00 pm
Try combining the short sentences, And just tune up the editing a little, but besides that i think your writing is great.
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March 18th, 2010 at 10:02 pm
interesting. I would probably read it if it was a bit of a smoother read. You know not so many short sentences.
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March 18th, 2010 at 10:04 pm
its gud but i feel like you have some puncuation mistakes idk?
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March 18th, 2010 at 10:06 pm
No it’s really cliched. The beginning is dull and doesn’t capture my attention. The characters are perverted, and they aren’t like-able.
The dialogue doesn’t go along with the percieved ages of the characters. It’s so annoying! Sorry. You asked, so i gave my opinion! Keep trying.
-Lilly
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March 18th, 2010 at 10:08 pm
It’s pretty good although with so much dialogue, it was a bit hard to follow. Edit it down as much as you can, for instance you don’t need to say the day almost waned. Just say it waned, that’s more of a commitment. Tighten it to keep all of the points that are important. For instance, something like …well, the world… didn’t make much sense to me, I think it’d flow better without that. Also VIP is capitalized. You don’t need to say ‘obviously’ at the beginning.
Just keep editing until it’s really tight. It helps to read it aloud or have someone read it aloud for you. Otherwise, good stuff. Keep it up!
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